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Terms of Service

Last updated: February 2026

1. No Legal Advice

HOA Docs Chat provides informational summaries of HOA governing documents only. Nothing on this service constitutes legal advice, legal opinion, or the practice of law. The information provided does not create an attorney-client relationship. For legal guidance specific to your situation, consult a qualified HOA or real-estate attorney.

2. Limitation of Liability

To the maximum extent permitted by applicable law, HOA Docs Chat and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on information provided by this service. You use this service at your own risk.

3. Acceptable Use

You agree not to use this service to:

4. Accuracy of Information

Answers are generated by an AI system and may contain errors or omissions. Always verify important information against your official HOA governing documents. This service is not a substitute for reading the authoritative source documents.

5. Changes to These Terms

These terms may be updated at any time. Continued use of the service after changes constitutes acceptance of the revised terms.


Questions? Contact your HOA board or the saywhat platform administrator.